If you don't have a brick and mortar store, you probably don't have an account where you can accept credit card payments. If you're going to have an e-commerce website, you'll probably decide that you need to be able to accept credit card payments. We offer the merchant account that you'll need at a low price.
Many banks prefer not to work with online merchant accounts. Sometimes banks consider online accounts too risky because of the possibility of fraud. We work with CDG Commerce, a company experienced in offering merchant accounts for internet payment processing.
When using a merchant account through CDG Commerce, you'll never have to pay a monthly gateway fee. You won't pay a per-transaction gateway fee either. There is a monthly merchant fee and a small fee for each transaction, but your monthly charges will be much lower than you'd pay to other companies that offer merchant accounts.
To reduce the chance of fraud, CDG Commerce offers free address verification, Chargeback Defender and Fraud Defense System. Cardholder authentication is also included in your monthly merchant account fee. Other built-in fraud detection includes MaxMind Fraud Detection to give you the peace of mind that you need when accepting credit cards on your e-commerce website. You'll even be able to set up a recurring billing system if needed.
If you've never had a merchant account or brick and mortar store, you may be unsure about the rules you need to be aware of to be compliant with the payment card industry standards. CDG Commerce can help you ensure that your website is PCI compliant. The one step PCI Compliance mode is another free option offered by CDG commerce.